Loan Criteria

We focus on providing senior debt on cash-flowing properties, or value-add properties that our borrower will be able to transform into cash-flowing properties that can later be sold or refinanced by a bank. Our strong preference is always to provide senior debt on cash-flowing properties, or properties that will or can readily become cash-flowing. We target loans between $500,000 and $30,000,000. Larger loan applications are also welcome. While the majority of the commercial bridge loans we originate and service are in the New York Metropolitan area, if a loan meets our criteria, we are interested in loan opportunities in primary markets nationwide.

We provide first mortgage bridge loan financing for the following property types:

  • Multi-family / Apartment buildings
  • Mixed-use properties
  • Commercial and retail co-ops and condominiums
  • Retail / Shopping Centers
  • Acquisitions of performing loans, defaulted loans orloan portfolios
  • Office buildings
  • Warehouse / Industrial
  • Self-storage
  • Net-leased
  • Owner-occupied

Our borrower must have a viable business plan and exit strategy along with relevant experience, net worth and liquidity.